---
canonical_url: https://lendb.ai/lo/kristine-arbogast-249222
json_url: https://lendb.ai/lo/kristine-arbogast-249222.json
nmls_id: 249222
last_verified: 2026-10-09
---

# Kristine Arbogast

Assistant Sales Manager at TowneBank Mortgage, Glen Allen, VA. NMLS ID 249222 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/249222)).

**Summary:** Kristine Arbogast (NMLS 249222) is Assistant Sales Manager at TowneBank Mortgage, based in Glen Allen, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Virginia (VA, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Kristine has 20+ years of Richmond residence and is dedicated to community service through volunteering with United Way, Salvation Army, Habitat for Humanity and Feed More. She serves diverse borrowers including first-time, second home, vacation home and investment property buyers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Richmond, over 20 years resident. Source: https://townebankmortgage.com/officers/kristine-arbogast/, verified 2026-10-09.
- community: Volunteers with United Way, Salvation Army, Habitat for Humanity, Feed More. Source: https://townebankmortgage.com/officers/kristine-arbogast/, verified 2026-10-09.
- credential: Member of Home Building Association of Richmond (HBAR). Source: https://townebankmortgage.com/officers/kristine-arbogast/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Glen Allen, VA. Source: https://townebankmortgage.com/officers/kristine-arbogast/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/249222

## Contact

- linkedin_url: https://www.linkedin.com/in/kristine-arbogast-41525629/ (source: lender_site, verified 2026-10-09)
- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/kristine-arbogast/
- Office phone and Email on file: shown at https://lendb.ai/lo/kristine-arbogast-249222#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/249222
- lender_site: https://townebankmortgage.com/officers/kristine-arbogast/

Cite as: Kristine Arbogast (NMLS 249222), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/kristine-arbogast-249222, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._