---
canonical_url: https://lendb.ai/lo/krystyn-smink-2568385
json_url: https://lendb.ai/lo/krystyn-smink-2568385.json
nmls_id: 2568385
last_verified: 2026-10-15
---

# Krystyn Smink

Loan officer at Gershman Investment Corp., Clarksville, TN. NMLS ID 2568385 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2568385)).

**Summary:** Krystyn Smink (NMLS 2568385) is a loan officer at Gershman Investment Corp., based in Clarksville, TN. Lists Alabama, Arkansas, Kentucky, North Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Kentucky (KY, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.gershman.com/loan-officers/krystyn-smink/
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.gershman.com/loan-officers/krystyn-smink/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Gershman Investment Corp. (NMLS 138063), Clarksville, TN. Source: https://www.gershman.com/loan-officers/krystyn-smink/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2568385

## Contact

- View profile at Gershman Investment Corp.: https://www.gershman.com/loan-officers/krystyn-smink/
- Email on file: shown at https://lendb.ai/lo/krystyn-smink-2568385#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2568385
- lender_site: https://www.gershman.com/loan-officers/krystyn-smink/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Krystyn Smink (NMLS 2568385), Gershman Investment Corp.. LenDb.ai, https://lendb.ai/lo/krystyn-smink-2568385, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._