---
canonical_url: https://lendb.ai/lo/krystyna-wielocha-577051
json_url: https://lendb.ai/lo/krystyna-wielocha-577051.json
nmls_id: 577051
last_verified: 2026-10-09
---

# Krystyna Wielocha

Mortgage Specialist at BMO Bank, Naperville, IL. NMLS ID 577051 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/577051)).

**Summary:** Krystyna Wielocha (NMLS 577051) is Mortgage Specialist at BMO Bank, based in Naperville, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Physician and medical professional. Speaks English and Polish. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://usmortgagebanker.bmo.com/il/naperville/kw-577051/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Polish
- Profile: unclaimed
- Status: active

## Specialties

- **Physician and medical professional** (`physician`): lender page, confidence 0.70, verified 2026-10-09. Source: https://usmortgagebanker.bmo.com/il/naperville/kw-577051/

## About

Krystyna has over 20 years of mortgage experience and helps clients with first-home purchases, subsequent purchases, and refinancing using competitive mortgage solutions and local market knowledge.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://usmortgagebanker.bmo.com/il/naperville/kw-577051/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BMO Bank (NMLS 401052), Naperville, IL. Source: https://usmortgagebanker.bmo.com/il/naperville/kw-577051/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/577051

## Contact

- View profile at BMO Bank: https://usmortgagebanker.bmo.com/il/naperville/kw-577051/
- Office phone and Email on file: shown at https://lendb.ai/lo/krystyna-wielocha-577051#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/577051
- lender_site: https://usmortgagebanker.bmo.com/il/naperville/kw-577051/

Cite as: Krystyna Wielocha (NMLS 577051), BMO Bank. LenDb.ai, https://lendb.ai/lo/krystyna-wielocha-577051, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._