---
canonical_url: https://lendb.ai/lo/kumar-raju-2543736
json_url: https://lendb.ai/lo/kumar-raju-2543736.json
nmls_id: 2543736
last_verified: 2026-10-24
---

# Kumar Shanmuga Raju

Senior Loan Officer at ENSURE HOME LOANS LLC. NMLS ID 2543736 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2543736)).

Kumar Shanmuga Raju (NMLS 2543736) is a Senior Loan Officer at ENSURE HOME LOANS LLC, licensed in Texas since 2024 and in California.

**Summary:** Kumar Shanmuga Raju (NMLS 2543736) is Senior Loan Officer at ENSURE HOME LOANS LLC. Licensed in 2 states confirmed with state regulators: Texas and California. Earliest state license record: January 24, 2024 (Texas), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Kumar licensed in Texas?

Yes. Texas regulator records list a license as active, first effective January 24, 2024 (verified 2026-10-13). LenDb has 1 other state on file for Kumar. Source: https://www.sml.texas.gov/.

### What lender does Kumar work for?

ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15). Source: https://ensurehomeloans.com/loan-officers/kumar-shanmuga-raju.

### How long has Kumar been licensed?

The earliest state license record LenDb holds for Kumar is from January 24, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: January 24, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-01-24 | state_regulator | 2026-10-13 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2543736 | active | confirmed | 2025-01-09 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: ENSURE HOME LOANS LLC (NMLS 1666674). Source: https://ensurehomeloans.com/loan-officers/kumar-shanmuga-raju, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2543736

## Contact

- View profile at ENSURE HOME LOANS LLC: https://ensurehomeloans.com/loan-officers/kumar-shanmuga-raju
- Office phone and Email on file: shown at https://lendb.ai/lo/kumar-raju-2543736#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2543736
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://ensurehomeloans.com/loan-officers/kumar-shanmuga-raju

Cite as: Kumar Shanmuga Raju (NMLS 2543736), ENSURE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/kumar-raju-2543736, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._