---
canonical_url: https://lendb.ai/lo/kurt-doy-581931
json_url: https://lendb.ai/lo/kurt-doy-581931.json
nmls_id: 581931
last_verified: 2026-10-09
---

# Kurt Doy

Loan Officer at Guild Mortgage, Oswego, IL. NMLS ID 581931 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/581931)).

**Summary:** Kurt Doy (NMLS 581931) is Loan Officer at Guild Mortgage, based in Oswego, IL. Lists Iowa, Illinois, Indiana, Michigan, Tennessee and Wisconsin on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://branches.guildmortgage.com/il/oswego/kurt-doy-5-chkdo.html, verified 2026-10-09)
- Licensed in: Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Tennessee (TN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nearly 20 years as a Loan Officer with expertise in conventional, FHA, VA, and down payment assistance programs. Specializes in low down payment solutions including 1% down and FHA 0% down financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://branches.guildmortgage.com/il/oswego/kurt-doy-5-chkdo.html, verified 2026-10-09.
- other: Passionate about helping buyers realize homeownership through tailored solutions and low down payment options. Source: https://branches.guildmortgage.com/il/oswego/kurt-doy-5-chkdo.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO96937 | expired | confirmed | 2021-11-03 | state_regulator | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Oswego, IL. Source: https://branches.guildmortgage.com/il/oswego/kurt-doy-5-chkdo.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/581931

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/il/oswego/kurt-doy-5-chkdo.html
- Office phone and Email on file: shown at https://lendb.ai/lo/kurt-doy-581931#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/581931
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/il/oswego/kurt-doy-5-chkdo.html

Cite as: Kurt Doy (NMLS 581931), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/kurt-doy-581931, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._