---
canonical_url: https://lendb.ai/lo/kurt-james-278237
json_url: https://lendb.ai/lo/kurt-james-278237.json
nmls_id: 278237
last_verified: 2026-10-09
---

# Kurt James

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Cypress, TX. NMLS ID 278237 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278237)).

**Summary:** Kurt James (NMLS 278237) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Cypress, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/tx/cypress/9802-fry-rd-hla-278237
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/tx/cypress/9802-fry-rd-hla-278237
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/tx/cypress/9802-fry-rd-hla-278237

## About

Kurt has 25 years of experience and specializes in preapproval, fixed-rate mortgages, FHA and VA mortgages, and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Cypress. Source: https://homelendingadvisor.chase.com/tx/cypress/9802-fry-rd-hla-278237, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Cypress, TX. Source: https://homelendingadvisor.chase.com/tx/cypress/9802-fry-rd-hla-278237, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278237

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/tx/cypress/9802-fry-rd-hla-278237
- Office phone and Email on file: shown at https://lendb.ai/lo/kurt-james-278237#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278237
- lender_site: https://homelendingadvisor.chase.com/tx/cypress/9802-fry-rd-hla-278237

Cite as: Kurt James (NMLS 278237), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/kurt-james-278237, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._