---
canonical_url: https://lendb.ai/lo/kwok-choy-760271
json_url: https://lendb.ai/lo/kwok-choy-760271.json
nmls_id: 760271
last_verified: 2026-10-09
---

# Kwok Choy

Mortgage Loan Officer at Loan Factory. NMLS ID 760271 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/760271)).

**Summary:** Kwok Choy (NMLS 760271) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO139718). Also lists Arizona, Georgia, Illinois and Maryland on the lender page (not yet checked with the state regulator). Speaks English and Chinese. Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Maryland (MD, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Chinese
- Profile: unclaimed
- Status: active

## Specialties


## About

Kwok Choy is a Mortgage Loan Officer at Loan Factory licensed in Illinois with a commitment to providing personalized mortgage guidance to first-time homebuyers and refinancing clients.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO139718 | active | confirmed | 2025-07-18 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/kwok-choy-760271, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/760271

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/kwok-choy-760271

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/760271
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/kwok-choy-760271

Cite as: Kwok Choy (NMLS 760271), Loan Factory. LenDb.ai, https://lendb.ai/lo/kwok-choy-760271, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._