---
canonical_url: https://lendb.ai/lo/kyle-hornstein-1645601
json_url: https://lendb.ai/lo/kyle-hornstein-1645601.json
nmls_id: 1645601
last_verified: 2026-10-09
---

# Kyle Hornstein

Loan Officer at CrossCountry Mortgage, Union, NJ. NMLS ID 1645601 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1645601)).

**Summary:** Kyle Hornstein (NMLS 1645601) is Loan Officer at CrossCountry Mortgage, based in Union, NJ. Lists California and Oregon on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported), Oregon (OR, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/union-nj-3412/kyle-hornstein/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/union-nj-3412/kyle-hornstein/

## About

Kyle began his mortgage career in 1999 and specializes in serving law enforcement professionals and first responders, bringing 27 years of industry experience and personal background as a retired police officer.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1999. Source: https://crosscountrymortgage.com/union-nj-3412/kyle-hornstein/, verified 2026-10-09.
- role: retired police officer. Source: https://crosscountrymortgage.com/union-nj-3412/kyle-hornstein/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Union, NJ. Source: https://crosscountrymortgage.com/union-nj-3412/kyle-hornstein/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1645601

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/union-nj-3412/kyle-hornstein/
- Email on file: shown at https://lendb.ai/lo/kyle-hornstein-1645601#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1645601
- lender_site: https://crosscountrymortgage.com/union-nj-3412/kyle-hornstein/

Cite as: Kyle Hornstein (NMLS 1645601), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/kyle-hornstein-1645601, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._