---
canonical_url: https://lendb.ai/lo/kyle-ridenour-515944
json_url: https://lendb.ai/lo/kyle-ridenour-515944.json
nmls_id: 515944
last_verified: 2026-10-09
---

# Kyle Ridenour

Loan Officer at Guild Mortgage, Sacramento, CA. NMLS ID 515944 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/515944)).

**Summary:** Kyle Ridenour (NMLS 515944) is Loan Officer at Guild Mortgage, based in Sacramento, CA. Lists Arizona, California, Nevada and Oregon on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. Licensed since 2011 (per Florida records). States 13 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2011 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 13 (source: https://branches.guildmortgage.com/ca/sacramento/kyle-ridenour-357-vkkri.html, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/ca/sacramento/kyle-ridenour-357-vkkri.html

## About

Kyle brings nearly thirteen years of reverse mortgage expertise, guiding clients to suitable mortgage products based on individual needs. They focus on customer satisfaction and transparent loan processes, retaining repeat clients.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 13. Source: https://branches.guildmortgage.com/ca/sacramento/kyle-ridenour-357-vkkri.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO12609 | expired | confirmed | 2011-12-06 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Sacramento, CA. Source: https://branches.guildmortgage.com/ca/sacramento/kyle-ridenour-357-vkkri.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/515944

## Contact

- linkedin_url: https://www.linkedin.com/in/kyle-ridenour-933668194/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/sacramento/kyle-ridenour-357-vkkri.html
- Office phone and Email on file: shown at https://lendb.ai/lo/kyle-ridenour-515944#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/515944
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/ca/sacramento/kyle-ridenour-357-vkkri.html

Cite as: Kyle Ridenour (NMLS 515944), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/kyle-ridenour-515944, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._