---
canonical_url: https://lendb.ai/lo/kyle-smith-2234536
json_url: https://lendb.ai/lo/kyle-smith-2234536.json
nmls_id: 2234536
last_verified: 2026-10-15
---

# Kyle Smith

Loan Officer at Residential Wholesale Mortgage, Inc., Bellingham, WA. NMLS ID 2234536 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2234536)).

**Summary:** Kyle Smith (NMLS 2234536) is Loan Officer at Residential Wholesale Mortgage, Inc., based in Bellingham, WA. Lists California, Minnesota and Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported), Minnesota (MN, lender_reported), Washington (WA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- education: Finance degree, Western Washington University. Source: https://rwmloans.com/kyle-smith/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), Bellingham, WA. Source: https://rwmloans.com/kyle-smith/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2234536

## Contact

- linkedin_url: https://www.linkedin.com/in/kyle-smith-b74148217/ (source: lender_site, verified 2026-10-15)
- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/kyle-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/kyle-smith-2234536#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2234536
- lender_site: https://rwmloans.com/kyle-smith/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Kyle Smith (NMLS 2234536), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/kyle-smith-2234536, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._