---
canonical_url: https://lendb.ai/lo/kyle-toma-1983839
json_url: https://lendb.ai/lo/kyle-toma-1983839.json
nmls_id: 1983839
last_verified: 2026-10-26
---

# Kyle Toma

Loan officer at Clear2Mortgage Inc.. NMLS ID 1983839 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1983839)).

Kyle Toma (NMLS 1983839) is a mortgage loan officer at Clear2Mortgage Inc., licensed in Florida since 2021 and in Maryland.

**Summary:** Kyle Toma (NMLS 1983839) is a loan officer at Clear2Mortgage Inc.. Licensed in 2 states confirmed with state regulators: Florida and Maryland. Earliest state license record: May 5, 2021 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Kyle licensed in Florida?

Yes. Florida regulator records list license LO87123 as active, first effective May 5, 2021 (verified 2026-10-15). LenDb has 1 other state on file for Kyle. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Kyle work for?

Clear2Mortgage Inc., company NMLS 1911663, per the lender's own site (verified 2026-10-26). Source: https://www.labor.maryland.gov/finance/.

### How long has Kyle been licensed?

The earliest state license record LenDb holds for Kyle is from May 5, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

## At a glance

- Earliest state license record: May 5, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Kyle N. Toma (FL, MD, TX, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO87123 | active | confirmed | 2021-05-05 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | expired | confirmed | 2022-07-31 | state_regulator | 2026-10-13 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: Clear2Mortgage Inc. (NMLS 1911663). Source: https://www.labor.maryland.gov/finance/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1983839

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1983839
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Kyle Toma (NMLS 1983839), Clear2Mortgage Inc.. LenDb.ai, https://lendb.ai/lo/kyle-toma-1983839, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._