---
canonical_url: https://lendb.ai/lo/lacy-coker-2244986
json_url: https://lendb.ai/lo/lacy-coker-2244986.json
nmls_id: 2244986
last_verified: 2026-10-20
---

# Lacy Coker

Loan officer at Utopia Mortgage LLC. NMLS ID 2244986 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2244986)).

Lacy Coker (NMLS 2244986) is a mortgage loan officer at Utopia Mortgage LLC, licensed in Texas since 2022 and in Arkansas. Lacy speaks Spanish.

**Summary:** Lacy Coker (NMLS 2244986) is a loan officer at Utopia Mortgage LLC. Licensed in 2 states confirmed with state regulators: Texas and Arkansas. Speaks Spanish. Earliest state license record: January 27, 2022 (Texas), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Lacy licensed in Texas?

Yes. Texas regulator records list a license as active, first effective January 27, 2022 (verified 2026-10-13). LenDb has 1 other state on file for Lacy. Source: https://www.sml.texas.gov/.

### What lender does Lacy work for?

Utopia Mortgage LLC, company NMLS 2421702, per the lender's own site (verified 2026-10-15). Source: https://lacy.utopiamortgage.net/.

### What languages does Lacy speak?

Spanish, per their lender page (verified 2026-10-15). Source: https://lacy.utopiamortgage.net/.

### How long has Lacy been licensed?

The earliest state license record LenDb holds for Lacy is from January 27, 2022 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: January 27, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Lacy A. Coker (AR, TX, as of 2026-10-20)
- Licensed in: Texas (TX, confirmed), Arkansas (AR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-01-27 | state_regulator | 2026-10-13 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |

## Employment history

- ? to present: Utopia Mortgage LLC (NMLS 2421702). Source: https://lacy.utopiamortgage.net/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2244986

## Contact

- View profile at Utopia Mortgage LLC: https://lacy.utopiamortgage.net/
- Office phone and Email on file: shown at https://lendb.ai/lo/lacy-coker-2244986#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2244986
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://lacy.utopiamortgage.net/

Cite as: Lacy Coker (NMLS 2244986), Utopia Mortgage LLC. LenDb.ai, https://lendb.ai/lo/lacy-coker-2244986, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._