---
canonical_url: https://lendb.ai/lo/lance-o-pry-2096305
json_url: https://lendb.ai/lo/lance-o-pry-2096305.json
nmls_id: 2096305
last_verified: 2026-10-15
---

# Lance O'Pry

Loan officer at Watermark Capital, Inc.. NMLS ID 2096305 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2096305)).

Lance O'Pry (NMLS 2096305) is a mortgage loan officer at Watermark Capital, Inc., licensed in Texas since 2021 and in Connecticut. Lance works at an FHA-approved lender, per HUD.

**Summary:** Lance O'Pry (NMLS 2096305) is a loan officer at Watermark Capital, Inc.. Licensed in 2 states confirmed with state regulators: Texas and Connecticut. Earliest state license record: May 12, 2021 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Lance licensed in Texas?

Yes. Texas regulator records list a license as active, first effective May 12, 2021 (verified 2026-10-13). LenDb has 1 other state on file for Lance. Source: https://www.sml.texas.gov/.

### What lender does Lance work for, and is it FHA-approved?

Watermark Capital, Inc., company NMLS 1838, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/.

### How long has Lance been licensed?

The earliest state license record LenDb holds for Lance is from May 12, 2021 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: May 12, 2021 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Lance C. O'Pry (CT, TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed), Connecticut (CT, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-05-12 | state_regulator | 2026-10-13 |
| CT | Connecticut regulator | state_license | LO-2096305 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Watermark Capital, Inc. (NMLS 1838). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2096305

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2096305
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Lance O'Pry (NMLS 2096305), Watermark Capital, Inc.. LenDb.ai, https://lendb.ai/lo/lance-o-pry-2096305, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._