---
canonical_url: https://lendb.ai/lo/lance-pate-1693448
json_url: https://lendb.ai/lo/lance-pate-1693448.json
nmls_id: 1693448
last_verified: 2026-10-15
---

# Lance Pate

Residential Mortgage Loan Originator at VIP Mortgage Inc., Colleyville, TX. NMLS ID 1693448 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1693448)).

Lance Pate, NMLS 1693448, works as a Residential Mortgage Loan Originator at VIP Mortgage Inc. in Colleyville, Texas and is licensed in Texas since 2018 and in Florida and Colorado.

**Summary:** Lance Pate (NMLS 1693448) is Residential Mortgage Loan Originator at VIP Mortgage Inc., based in Colleyville, TX. Licensed in 3 states confirmed with state regulators: Florida, Texas and Colorado. Earliest state license record: February 12, 2018 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Lance licensed in Texas?

Yes. Texas regulator records list a license as active, first effective February 12, 2018 (verified 2026-10-13). LenDb has 2 other states on file for Lance. Source: https://www.sml.texas.gov/.

### What lender does Lance work for?

VIP Mortgage Inc., company NMLS 266210, from the Colleyville, TX office, per the lender's own site (verified 2026-10-15). Source: https://www.vipmtg.com/lance/.

### How long has Lance been licensed?

The earliest state license record LenDb holds for Lance is from February 12, 2018 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: February 12, 2018 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO118480 | active | confirmed | 2023-03-27 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2018-02-12 | state_regulator | 2026-10-13 |
| CO | Colorado regulator | state_license | 100514946 | active | confirmed | 2019-08-29 | state_regulator | 2026-10-16 |

## Employment history

- ? to present: VIP Mortgage Inc. (NMLS 266210), Colleyville, TX. Source: https://www.vipmtg.com/lance/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1693448

## Contact

- View profile at VIP Mortgage Inc.: https://www.vipmtg.com/lance/
- Office phone and Email on file: shown at https://lendb.ai/lo/lance-pate-1693448#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1693448
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=238708&contact=458743
- state_regulator: https://www.vipmtg.com/lance/

Cite as: Lance Pate (NMLS 1693448), VIP Mortgage Inc.. LenDb.ai, https://lendb.ai/lo/lance-pate-1693448, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._