---
canonical_url: https://lendb.ai/lo/landen-lerfald-2799802
json_url: https://lendb.ai/lo/landen-lerfald-2799802.json
nmls_id: 2799802
last_verified: 2026-10-31
---

# Landen Lerfald

IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2799802 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799802)).

Landen Lerfald (NMLS 2799802) is an IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2026 and in Missouri, Oregon, California and 2 more states.

**Summary:** Landen Lerfald (NMLS 2799802) is IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 6 states confirmed with state regulators: Florida, Missouri, Oregon, California, Maryland and Nevada. Earliest state license record: February 13, 2026 (Florida), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Landen licensed in Florida?

Yes. Florida regulator records list license LO145055 as active, first effective February 13, 2026 (verified 2026-10-15). LenDb has 5 other states on file for Landen. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Landen work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/landen-lerfald/.

### How long has Landen been licensed?

The earliest state license record LenDb holds for Landen is from February 13, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: February 13, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Landen A. Lerfald (CA, FL, MD, MO, NV, OR, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Missouri (MO, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- role: Business owner (contracting company). Source: https://independencehl.com/landen-lerfald/, verified 2026-10-15.
- education: Pursuing a bachelor's degree at Grand Canyon University. Source: https://independencehl.com/landen-lerfald/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO145055 | active | confirmed | 2026-02-13 | state_regulator | 2026-10-15 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-04-14 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2799802 | active | confirmed | 2026-02-27 | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| NV | Nevada regulator | state_license | NMLO-160498 | active | confirmed | 2026-03-23 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/landen-lerfald/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799802

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/landen-lerfald/
- Office phone and Email on file: shown at https://lendb.ai/lo/landen-lerfald-2799802#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799802
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://mld.nv.gov/
- lender_site: https://independencehl.com/landen-lerfald/

Cite as: Landen Lerfald (NMLS 2799802), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/landen-lerfald-2799802, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._