---
canonical_url: https://lendb.ai/lo/larisa-tolstykh-1691994
json_url: https://lendb.ai/lo/larisa-tolstykh-1691994.json
nmls_id: 1691994
last_verified: 2026-10-09
---

# Larisa Tolstykh

Loan Processor at Xpert Home Lending. NMLS ID 1691994 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1691994)).

**Summary:** Larisa Tolstykh (NMLS 1691994) is Loan Processor at Xpert Home Lending. Licensed in Colorado, confirmed with the state regulator (license 100541263). Also lists Texas on the lender page (not yet checked with the state regulator). Earliest state license record: February 7, 2025 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 7, 2025 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Larisa started as a loan officer assistant and processor in 2001 with banking background and strong passion for real estate finance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2001. Source: https://xperthomelending.com/loan-directory/larisa-tolstykh, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100541263 | active | confirmed | 2025-02-07 | state_regulator | 2026-10-10 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/larisa-tolstykh, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1691994

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/larisa-tolstykh
- Office phone on file: shown at https://lendb.ai/lo/larisa-tolstykh-1691994#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1691994
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=337529&contact=570760
- lender_site: https://xperthomelending.com/loan-directory/larisa-tolstykh

Cite as: Larisa Tolstykh (NMLS 1691994), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/larisa-tolstykh-1691994, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._