--- canonical_url: https://lendb.ai/lo/larry-meinecke-128401 json_url: https://lendb.ai/lo/larry-meinecke-128401.json nmls_id: 128401 last_verified: 2026-10-24 --- # Larry Meinecke Mortgage Loan Officer at Clear Mortgage Capital, Inc.. NMLS ID 128401 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/128401)). Larry Meinecke (NMLS 128401) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in California since 2012 and in Florida and Oregon. **Summary:** Larry Meinecke (NMLS 128401) is Mortgage Loan Officer at Clear Mortgage Capital, Inc.. Licensed in 3 states confirmed with state regulators: Florida, California and Oregon. Earliest state license record: November 26, 2012 (California), per state regulator. States 25 years of experience. Last verified 2026-10-24. ## Quick answers ### Is Larry licensed in Florida? Yes. Florida regulator records list license LO17482 as active, first effective December 20, 2012 (verified 2026-10-15). LenDb has 2 other states on file for Larry. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Larry work for? Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21). Source: https://clearmortgagecapital.com/loan-officer/21037de0-3bc2-407e-84ab-b2d15f4f0f54/LarryMeinecke. ### How long has Larry been licensed? The earliest state license record LenDb holds for Larry is from November 26, 2012 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Larry states 25 years of experience. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: November 26, 2012 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 25 (source: https://clearmortgagecapital.com/loan-officer/21037de0-3bc2-407e-84ab-b2d15f4f0f54/LarryMeinecke, verified 2026-10-21) - Also licensed as (state regulator records, same NMLS ID): Larry W. Meinecke (CA, FL, NV, NY, OR, WY, as of 2026-10-28) - Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Larry Meinecke has more than 25 years in the mortgage business and says they are licensed in 17 states. They say they return calls promptly and are readily available. Source: LenDb summary of the lender page, verified 2026-10-21. ## Facts from the lender page and intro - years_experience: 25. Source: https://clearmortgagecapital.com/loan-officer/21037de0-3bc2-407e-84ab-b2d15f4f0f54/LarryMeinecke, verified 2026-10-21. - credential: Licensed in 17 states (state names not listed). Source: https://clearmortgagecapital.com/loan-officer/21037de0-3bc2-407e-84ab-b2d15f4f0f54/LarryMeinecke, verified 2026-10-21. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO17482 | active | confirmed | 2012-12-20 | state_regulator | 2026-10-15 | | NY | New York regulator | state_license | n/a | inactive | confirmed | | state_regulator | 2026-10-14 | | CA | California Department of Real Estate | state_license | 01167480 | active | confirmed | | state_regulator | 2026-10-24 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-04-30 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DOC128401 | active | confirmed | 2012-11-26 | state_regulator | 2026-10-24 | | WY | Wyoming regulator | state_license | 106131 | inactive | confirmed | 2023-03-30 | state_regulator | 2026-10-27 | | NV | Nevada regulator | state_license | NMLO-1196772 | inactive | confirmed | 2023-03-31 | state_regulator | 2026-10-31 | ## Employment history - ? to present: Clear Mortgage Capital, Inc. (NMLS 1935005). Source: https://clearmortgagecapital.com/loan-officer/21037de0-3bc2-407e-84ab-b2d15f4f0f54/LarryMeinecke, verified 2026-10-21. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/128401 ## Contact - View profile at Clear Mortgage Capital, Inc.: https://clearmortgagecapital.com/loan-officer/21037de0-3bc2-407e-84ab-b2d15f4f0f54/LarryMeinecke - Office phone on file: shown at https://lendb.ai/lo/larry-meinecke-128401#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/128401 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://mld.nv.gov/ - lender_site: https://clearmortgagecapital.com/loan-officer/21037de0-3bc2-407e-84ab-b2d15f4f0f54/LarryMeinecke Cite as: Larry Meinecke (NMLS 128401), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/larry-meinecke-128401, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._