--- canonical_url: https://lendb.ai/lo/larry-minnefee-1456028 json_url: https://lendb.ai/lo/larry-minnefee-1456028.json nmls_id: 1456028 last_verified: 2026-10-31 --- # Larry Minnefee Associate Sales Director at INDEPENDENCE HOME LOANS LLC. NMLS ID 1456028 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1456028)). Larry Minnefee (NMLS 1456028) is an Associate Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in California since 2024 and in Florida, Texas, Connecticut and 11 more states. **Summary:** Larry Minnefee (NMLS 1456028) is Associate Sales Director at INDEPENDENCE HOME LOANS LLC. Licensed in 15 states confirmed with state regulators: Florida, Texas, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa and 7 more. Earliest state license record: December 23, 2024 (California), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Larry licensed in Florida? Yes. Florida regulator records list license LO143429 as active, first effective December 11, 2025 (verified 2026-10-15). LenDb has 14 other states on file for Larry. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Larry work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/larry-minnefee/. ### How long has Larry been licensed? The earliest state license record LenDb holds for Larry is from December 23, 2024 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: December 23, 2024 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Larry D. Minnefee (AR, CA, CT, DE, FL, IA, LA, MD, MO, NV, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Larry Minnefee has worked in the financial field since 2007, with nearly two decades of industry experience. Their background includes a business degree with a minor in psychology and time as a collegiate athlete. They coach youth athletes in a basketball league. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: since 2007. Source: https://independencehl.com/larry-minnefee/, verified 2026-10-15. - years_experience: nearly two decades. Source: https://independencehl.com/larry-minnefee/, verified 2026-10-15. - education: Degree in Business with a minor in Psychology. Source: https://independencehl.com/larry-minnefee/, verified 2026-10-15. - credential: Consistent top producer at a major non-bank lender. Source: https://independencehl.com/larry-minnefee/, verified 2026-10-15. - community: Coaches and mentors youth athletes in his basketball league. Source: https://independencehl.com/larry-minnefee/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO143429 | active | confirmed | 2025-12-11 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-01-26 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-1456028 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55754 | active | confirmed | 2025-11-21 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 2773262 | active | confirmed | 2025-11-03 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1456028 | active | confirmed | 2025-11-21 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1456028 | active | confirmed | 2024-12-23 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109415 | active | confirmed | 2025-11-28 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0092419 | active | confirmed | 2025-11-25 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-149083 | active | confirmed | 2025-12-12 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/larry-minnefee/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1456028 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/larry-minnefee/ - Office phone and Email on file: shown at https://lendb.ai/lo/larry-minnefee-1456028#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1456028 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/larry-minnefee/ Cite as: Larry Minnefee (NMLS 1456028), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/larry-minnefee-1456028, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._