---
canonical_url: https://lendb.ai/lo/lars-skarford-1072302
json_url: https://lendb.ai/lo/lars-skarford-1072302.json
nmls_id: 1072302
last_verified: 2026-10-11
---

# Lars Skarford

Mortgage Loan Officer at Neighborhood Loans. NMLS ID 1072302 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1072302)).

**Summary:** Lars Skarford (NMLS 1072302) is Mortgage Loan Officer at Neighborhood Loans. Earliest state license record: October 4, 2021 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: October 4, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO95535 | expired | confirmed | 2021-10-04 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982). Source: https://neighborhoodloans.com/lars-skarford/, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1072302

## Contact

- View profile at Neighborhood Loans: https://neighborhoodloans.com/lars-skarford/
- Office phone and Email on file: shown at https://lendb.ai/lo/lars-skarford-1072302#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1072302
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://neighborhoodloans.com/lars-skarford/

Cite as: Lars Skarford (NMLS 1072302), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/lars-skarford-1072302, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._