---
canonical_url: https://lendb.ai/lo/laura-cooper-848959
json_url: https://lendb.ai/lo/laura-cooper-848959.json
nmls_id: 848959
last_verified: 2026-10-09
---

# Laura Cooper

Sr. Loan Officer at Southern Trust Mortgage, Midlothian, VA. NMLS ID 848959 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/848959)).

**Summary:** Laura Cooper (NMLS 848959) is Sr. Loan Officer at Southern Trust Mortgage, based in Midlothian, VA. Licensed in Florida, confirmed with the state regulator (license LO140932). Also lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: August 29, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 29, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Senior Loan Officer with in-depth knowledge of mortgage trends across Virginia, North Carolina, and Florida. Known for strategic guidance, fast closings, and personalized solutions for first-time and seasoned buyers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: North Carolina, Virginia, Florida. Source: https://www.southerntrust.com/laura-cooper/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO140932 | active | confirmed | 2025-08-29 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Midlothian, VA. Source: https://www.southerntrust.com/laura-cooper/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/848959

## Contact

- linkedin_url: https://www.linkedin.com/in/laura-cooper-a7982a27/ (source: lender_site, verified 2026-10-09)
- View profile at Southern Trust Mortgage: https://www.southerntrust.com/laura-cooper/
- Office phone and Email on file: shown at https://lendb.ai/lo/laura-cooper-848959#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/848959
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.southerntrust.com/laura-cooper/

Cite as: Laura Cooper (NMLS 848959), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/laura-cooper-848959, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._