--- canonical_url: https://lendb.ai/lo/laura-gibb-109625 json_url: https://lendb.ai/lo/laura-gibb-109625.json nmls_id: 109625 last_verified: 2026-10-26 --- # Laura Gibb Senior Loan Officer | Vice President - Sales at Blue Water Mortgage, LLC. NMLS ID 109625 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109625)). Laura Gibb (NMLS 109625) is a mortgage loan officer at Blue Water Mortgage, LLC, licensed in Florida since 2018 and in Connecticut and Massachusetts. Laura's lender page shows a focus on VA loan. **Summary:** Laura Gibb (NMLS 109625) is Senior Loan Officer | Vice President - Sales at Blue Water Mortgage, LLC. Licensed in 3 states confirmed with state regulators: Florida, Connecticut and Massachusetts. Also lists Maine, North Carolina, New Hampshire, Rhode Island, South Carolina and Vermont on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: May 2, 2018 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-26. ## Quick answers ### Is Laura licensed in Florida? Yes. Florida regulator records list license LO53092 as active, first effective May 2, 2018 (verified 2026-10-15). LenDb has 8 other states on file for Laura. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Laura do VA loans? Laura's profile lists VA loan as a focus (from their lender profile page). Source: https://bluewatermtg.com/our-team/laura-gibb. ### What lender does Laura work for? Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15). Source: https://bluewatermtg.com/our-team/laura-gibb/. ### How long has Laura been licensed? The earliest state license record LenDb holds for Laura is from May 2, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Laura states 20 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: May 2, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://bluewatermtg.com/our-team/laura-gibb/, verified 2026-10-15) - Also licensed as (state regulator records, same NMLS ID): Laura J. Gibb (CT, FL, MA, as of 2026-10-26) - Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Massachusetts (MA, confirmed), Maine (ME, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), Vermont (VT, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://bluewatermtg.com/our-team/laura-gibb ## Video intro available Laura has a short recorded video intro on Blue Water Mortgage, LLC's site. Watch on Blue Water Mortgage, LLC's site: https://bluewatermtg.com/our-team/laura-gibb/ The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15. ## Facts from the lender page and intro - years_experience: 20. Source: https://bluewatermtg.com/our-team/laura-gibb/, verified 2026-10-15. - community: runs road races that raise money for a good cause. Source: https://bluewatermtg.com/our-team/laura-gibb/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO53092 | active | confirmed | 2018-05-02 | state_regulator | 2026-10-15 | | CT | Connecticut regulator | state_license | LO-109625 | active | confirmed | | state_regulator | 2026-10-15 | | MA | Massachusetts regulator | state_license | MLO109625 | active | confirmed | | state_regulator | 2026-10-26 | | ME | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | RI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Blue Water Mortgage, LLC (NMLS 1291). Source: https://bluewatermtg.com/our-team/laura-gibb/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109625 ## Contact - linkedin_url: https://www.linkedin.com/in/lgibb/ (source: lender_site, verified 2026-10-15) - View profile at Blue Water Mortgage, LLC: https://bluewatermtg.com/our-team/laura-gibb/ - Office phone and Email on file: shown at https://lendb.ai/lo/laura-gibb-109625#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109625 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - lender_site: https://bluewatermtg.com/our-team/laura-gibb/ - lender_site: https://bluewatermtg.com/our-team/laura-gibb Cite as: Laura Gibb (NMLS 109625), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/laura-gibb-109625, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._