{
  "canonical_url": "https://lendb.ai/lo/laura-hertz-326550",
  "lede": {
    "text": "Laura Hertz (NMLS 326550) is a Loan Officer at United American Mortgage Corporation, licensed in Texas, California and Oregon. Laura's own profile lists first-time buyer as a focus.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Laura licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective July 28, 2023 (verified 2026-10-13). LenDb has 2 other states on file for Laura.",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "Does Laura list first-time buyer as a focus?",
      "a": "Laura's profile lists first-time buyer as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Laura work for?",
      "a": "United American Mortgage Corporation, company NMLS 1942, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Laura been licensed?",
      "a": "The earliest state license record LenDb holds for Laura is from July 17, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Laura states 33 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 326550,
    "slug": "laura-hertz-326550",
    "canonical_url": "https://lendb.ai/lo/laura-hertz-326550",
    "md_url": "https://lendb.ai/lo/laura-hertz-326550.md",
    "json_url": "https://lendb.ai/lo/laura-hertz-326550.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/326550",
    "full_name": {
      "value": "Laura Hertz",
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-15"
    },
    "first_name": "Laura",
    "last_name": "Hertz",
    "licensed_names": [
      {
        "name": "Laura Hertz",
        "name_with_middle_initial": "Laura A. Hertz",
        "first_name": "Laura",
        "middle_initial": "A",
        "last_name": "Hertz",
        "states": [
          "CA",
          "FL",
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-15"
      }
    ],
    "headshot_url": {
      "value": "https://di1v4rx98wr59.cloudfront.net/8e63db1eb3f76/c0471999ef8014ca2e8b57b0c7f8b36c4d76cb02.png",
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 33,
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1942,
      "lender_name": "United American Mortgage Corporation",
      "lender_slug": "united-american-mortgage-corporation-1942",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1942,
        "lender_name": "United American Mortgage Corporation",
        "lender_slug": "united-american-mortgage-corporation-1942",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO121558",
        "status": "expired",
        "issued_at": "2023-07-17",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2023-07-28",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01088019",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2023-12-11",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "33",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "years_experience",
        "value": "since 1991",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "University of Georgia graduate (1986)",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Five Star Mortgage Professional award winner 2023",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Presidents Circle 2012-2023",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Certified Mortgage Advisor 2023",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Honor Circle and President's Club recognitions",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Began career at a title company before joining the mortgage business",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Regularly speaks about mortgage industry trends",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Member of several professional and charitable organizations",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:30:30.882627+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/laura-hertz-326550#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/laura-hertz",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2023-07-17",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}