---
canonical_url: https://lendb.ai/lo/laura-kurtz-450352
json_url: https://lendb.ai/lo/laura-kurtz-450352.json
nmls_id: 450352
last_verified: 2026-10-10
---

# Laura Kurtz

Branch Manager at Lower, Fayetteville, NC. NMLS ID 450352 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450352)).

**Summary:** Laura Kurtz (NMLS 450352) is Branch Manager at Lower, based in Fayetteville, NC. Licensed in Florida, confirmed with the state regulator (license LO99233). Also lists Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: December 17, 2021 (Florida), per state regulator. States 31 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: December 17, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 31 (source: https://www.lower.com/loan-officers/north-carolina/fayetteville/laura-kurtz, verified 2026-10-10)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-10. Source: https://www.lower.com/loan-officers/north-carolina/fayetteville/laura-kurtz

## About

Has 31 years in the mortgage industry, starting as a real estate paralegal and rising through top-producing loan officer and management roles. Focuses on VA loans, drawing on a military family background.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 31. Source: https://www.lower.com/loan-officers/north-carolina/fayetteville/laura-kurtz, verified 2026-10-10.
- credential: Georgia GRMA license 59971. Source: https://www.lower.com/loan-officers/north-carolina/fayetteville/laura-kurtz, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO99233 | active | confirmed | 2021-12-17 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Fayetteville, NC. Source: https://www.lower.com/loan-officers/north-carolina/fayetteville/laura-kurtz, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450352

## Contact

- linkedin_url: https://www.linkedin.com/in/laura-kurtz-47384814/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/north-carolina/fayetteville/laura-kurtz
- Email on file: shown at https://lendb.ai/lo/laura-kurtz-450352#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450352
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/north-carolina/fayetteville/laura-kurtz

Cite as: Laura Kurtz (NMLS 450352), Lower. LenDb.ai, https://lendb.ai/lo/laura-kurtz-450352, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._