{
  "canonical_url": "https://lendb.ai/lo/laura-mullen-500688",
  "loan_officer": {
    "nmls_id": 500688,
    "slug": "laura-mullen-500688",
    "canonical_url": "https://lendb.ai/lo/laura-mullen-500688",
    "md_url": "https://lendb.ai/lo/laura-mullen-500688.md",
    "json_url": "https://lendb.ai/lo/laura-mullen-500688.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/500688",
    "full_name": {
      "value": "Laura Mullen",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/LauraMullen",
      "verified_at": "2026-10-09"
    },
    "first_name": "Laura",
    "last_name": "Mullen",
    "headshot_url": {
      "value": "https://a.ruoff.com/image/e31810147cc168f0c148e25130aad4aa/size/600/type/fullShoulder",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/LauraMullen",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Lifelong Hoosier with 25+ years guiding individuals and families through mortgages in Indiana, Kentucky, Tennessee, and Florida. Laura offers FHA, USDA, VA, and conventional loans and specializes in first-time buyer and down payment assistance programs.",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/LauraMullen",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "VP | Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/LauraMullen",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/LauraMullen",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 3,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/LauraMullen",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 141868,
      "lender_name": "Ruoff Mortgage",
      "lender_slug": "ruoff-mortgage-141868",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.ruoff.com/LauraMullen",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/LauraMullen",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 141868,
        "lender_name": "Ruoff Mortgage",
        "lender_slug": "ruoff-mortgage-141868",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.ruoff.com/LauraMullen",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO120173",
        "status": "active",
        "issued_at": "2023-05-22",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "KY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Indiana, Kentucky, Tennessee, and Florida",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "President's Club winner, 6x",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "KY: MC885006",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/LauraMullen",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:35:32.749918+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/laura-mullen-500688#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/LauraMullen",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}