---
canonical_url: https://lendb.ai/lo/laura-mullen-500688
json_url: https://lendb.ai/lo/laura-mullen-500688.json
nmls_id: 500688
last_verified: 2026-10-09
---

# Laura Mullen

VP | Branch Manager at Ruoff Mortgage. NMLS ID 500688 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/500688)).

**Summary:** Laura Mullen (NMLS 500688) is VP | Branch Manager at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO120173). Also lists Indiana, Kentucky and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, FHA loan, USDA loan, VA loan and First-time buyer. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/LauraMullen
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/LauraMullen
- **USDA loan** (`usda`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/LauraMullen
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.ruoff.com/LauraMullen
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.ruoff.com/LauraMullen

## About

VP and Branch Manager serving Indiana, Kentucky, Tennessee, and Florida with 25+ years of mortgage expertise. Laura specializes in FHA, USDA, VA, and conventional loans, with a focus on first-time homebuyers and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: 6x President's Club Winner. Source: https://www.ruoff.com/LauraMullen, verified 2026-10-09.
- other: 98.33% Customer Satisfaction Score. Source: https://www.ruoff.com/LauraMullen, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120173 | active | confirmed | 2023-05-22 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/LauraMullen, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/500688

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/LauraMullen
- Office phone on file: shown at https://lendb.ai/lo/laura-mullen-500688#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/500688
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.ruoff.com/LauraMullen

Cite as: Laura Mullen (NMLS 500688), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/laura-mullen-500688, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._