---
canonical_url: https://lendb.ai/lo/laura-ritchie-1278195
json_url: https://lendb.ai/lo/laura-ritchie-1278195.json
nmls_id: 1278195
last_verified: 2026-10-09
---

# Laura Ritchie

Senior Loan Officer at Ruoff Mortgage, OH. NMLS ID 1278195 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1278195)).

**Summary:** Laura Ritchie (NMLS 1278195) is Senior Loan Officer at Ruoff Mortgage, based in Ohio. Lists Indiana, Michigan and Ohio on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | 34301 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | 1278195 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | MLO-OH.1278195 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), OH. Source: https://www.ruoff.com/LauraRitchie, verified 2026-10-09.
- ? to 2026-10-10: Fairway Independent Mortgage Corporation (NMLS 2289), Fort Wayne, IN. Source: https://www.fairway.com/lo/laura-ritchie-1278195, verified 2026-10-09.
- ? to 2026-10-09: Ruoff Mortgage (NMLS 141868), OH. Source: https://www.ruoff.com/LauraRitchie, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1278195

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/LauraRitchie
- Office phone and Email on file: shown at https://lendb.ai/lo/laura-ritchie-1278195#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1278195
- lender_site: https://www.fairway.com/lo/laura-ritchie-1278195
- lender_site: https://www.ruoff.com/LauraRitchie

Cite as: Laura Ritchie (NMLS 1278195), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/laura-ritchie-1278195, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
