---
canonical_url: https://lendb.ai/lo/laura-sanchez-413938
json_url: https://lendb.ai/lo/laura-sanchez-413938.json
nmls_id: 413938
last_verified: 2026-10-15
---

# Laura Sanchez

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Naples, FL. NMLS ID 413938 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413938)).

**Summary:** Laura Sanchez (NMLS 413938) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Naples, FL. Licensed in Florida, confirmed with the state regulator (license LO54972). Focus areas shown on the lender page: First-time buyer and VA loan. Earliest state license record: July 19, 2018 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 19, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.grarate.com/loan-officers/laura-sanchez-413938, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/laura-sanchez-413938
- **VA loan** (`va`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/laura-sanchez-413938

## About

Laura Sanchez has 25 years as a mortgage originator and specializes in programs for seniors 55 and over, first-time buyers, and veterans and active duty. Laura also helps first-time buyers navigate Florida Housing Finance Corporation programs.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.grarate.com/loan-officers/laura-sanchez-413938, verified 2026-10-15.
- other: expertise navigating Florida Housing Finance Corporation programs. Source: https://www.grarate.com/loan-officers/laura-sanchez-413938, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO54972 | active | confirmed | 2018-07-19 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Naples, FL. Source: https://www.grarate.com/loan-officers/laura-sanchez-413938, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413938

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/laura-sanchez-413938
- Office phone and Email on file: shown at https://lendb.ai/lo/laura-sanchez-413938#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413938
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/laura-sanchez-413938
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Laura Sanchez (NMLS 413938), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/laura-sanchez-413938, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._