{
  "canonical_url": "https://lendb.ai/lo/laurel-demavera-2586319",
  "lede": {
    "text": "Laurel DeMavera (NMLS 2586319) is a Senior Mortgage Broker at Three Point Mortgage LLC, licensed in Colorado since 2024 and in Texas. Laurel's focus, from their own profile, includes vacation home, DSCR loan and real estate investor.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Laurel licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective March 11, 2026 (verified 2026-10-13). LenDb has 1 other state on file for Laurel.",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "Does Laurel work on vacation home loans?",
      "a": "Laurel's profile lists vacation home as a focus (from their lender profile page). It also lists DSCR loan, real estate investor and FHA loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.threepointmortgage.com/laurel-demavera",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Laurel work for?",
      "a": "Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.threepointmortgage.com/laurel-demavera",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Laurel been licensed?",
      "a": "The earliest state license record LenDb holds for Laurel is from May 24, 2024 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Colorado state regulator",
      "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=328600&contact=560240",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2586319,
    "slug": "laurel-demavera-2586319",
    "canonical_url": "https://lendb.ai/lo/laurel-demavera-2586319",
    "md_url": "https://lendb.ai/lo/laurel-demavera-2586319.md",
    "json_url": "https://lendb.ai/lo/laurel-demavera-2586319.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2586319",
    "full_name": {
      "value": "Laurel DeMavera",
      "source": "state_regulator",
      "source_url": "https://www.threepointmortgage.com/laurel-demavera",
      "verified_at": "2026-10-15"
    },
    "first_name": "Laurel",
    "last_name": "DeMavera",
    "headshot_url": {
      "value": "https://images.squarespace-cdn.com/content/v1/673cdd703c36ec6e0d4c0946/3544c1e7-09c5-487a-a223-6d56bd9f399f/carlyrobertsphotography-225.jpg",
      "source": "state_regulator",
      "source_url": "https://www.threepointmortgage.com/laurel-demavera",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Senior Mortgage Broker",
      "source": "state_regulator",
      "source_url": "https://www.threepointmortgage.com/laurel-demavera",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.threepointmortgage.com/laurel-demavera",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 2364254,
      "lender_name": "Three Point Mortgage LLC",
      "lender_slug": "three-point-mortgage-llc-2364254",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.threepointmortgage.com/laurel-demavera",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://www.threepointmortgage.com/laurel-demavera",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2364254,
        "lender_name": "Three Point Mortgage LLC",
        "lender_slug": "three-point-mortgage-llc-2364254",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.threepointmortgage.com/laurel-demavera",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.threepointmortgage.com/laurel-demavera",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2026-03-11",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100539110",
        "status": "active",
        "issued_at": "2024-05-24",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=328600&contact=560240",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "co"
      }
    ],
    "specialties": [
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.56,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/laurel-demavera",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.2,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/laurel-demavera",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.2,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/laurel-demavera",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.09,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/laurel-demavera",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:22:21.116514+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/laurel-demavera-2586319#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/laurel-demavera",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2024-05-24",
      "state": "CO"
    },
    "licensed_since": {
      "year": 2024,
      "state": "CO"
    },
    "federal_registration": null
  }
}