---
canonical_url: https://lendb.ai/lo/lauren-ipema-1401372
json_url: https://lendb.ai/lo/lauren-ipema-1401372.json
nmls_id: 1401372
last_verified: 2026-10-28
---

# Lauren Ipema

SR. Mortgage Consultant at A & N Mortgage Services, Inc., Chicago, IL. NMLS ID 1401372 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1401372)).

Based in Chicago, Illinois, Lauren Ipema (NMLS 1401372) is a SR. Mortgage Consultant at A & N Mortgage Services, Inc., licensed in Illinois since 2017 and in Florida, Texas and Wisconsin. Lauren works at an FHA-approved lender, per HUD.

**Summary:** Lauren Ipema (NMLS 1401372) is SR. Mortgage Consultant at A & N Mortgage Services, Inc., based in Chicago, IL. Licensed in 4 states confirmed with state regulators: Florida, Texas, Illinois and Wisconsin. Also lists Arizona, Indiana and Michigan on the lender page (not yet checked with the state regulator). Earliest state license record: January 10, 2017 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Lauren licensed in Illinois?

Yes. Illinois regulator records list license 31.0046425 as active, first effective January 10, 2017 (verified 2026-10-28). LenDb has 6 other states on file for Lauren. Source: https://idfpr.illinois.gov/banks/resfin.html.

### What lender does Lauren work for, and is it FHA-approved?

A & N Mortgage Services, Inc., company NMLS 19291, from the Chicago, IL office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.anmtg.com/mlo/lauren-ipema.

### How long has Lauren been licensed?

The earliest state license record LenDb holds for Lauren is from January 10, 2017 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: January 10, 2017 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Lauren M. Ipema (FL, TX, as of 2026-10-12)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arizona (AZ, lender_reported), Illinois (IL, confirmed), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Wisconsin (WI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Video intro available

Lauren has a short recorded video intro on A & N Mortgage Services, Inc.'s site.

Watch on A & N Mortgage Services, Inc.'s site: https://www.anmtg.com/mlo/lauren-ipema

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-21.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO105206 | active | confirmed | 2022-04-01 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-05-21 | state_regulator | 2026-10-13 |
| AZ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-21 |
| IL | Illinois regulator | state_license | 31.0046425 | active | confirmed | 2017-01-10 | state_regulator | 2026-10-28 |
| IN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-21 |
| MI |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-21 |
| WI | Wisconsin regulator | state_license | 1401372 | active | confirmed | 2022-05-11 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: A & N Mortgage Services, Inc. (NMLS 19291), Chicago, IL. Source: https://www.anmtg.com/mlo/lauren-ipema, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1401372

## Contact

- linkedin_url: https://www.linkedin.com/in/lauren-ipema-441974105/ (source: lender_site, verified 2026-10-21)
- View profile at A & N Mortgage Services, Inc.: https://www.anmtg.com/mlo/lauren-ipema
- Office phone and Email on file: shown at https://lendb.ai/lo/lauren-ipema-1401372#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1401372
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.anmtg.com/mlo/lauren-ipema
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Lauren Ipema (NMLS 1401372), A & N Mortgage Services, Inc.. LenDb.ai, https://lendb.ai/lo/lauren-ipema-1401372, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
