---
canonical_url: https://lendb.ai/lo/laurent-o-shea-1034023
json_url: https://lendb.ai/lo/laurent-o-shea-1034023.json
nmls_id: 1034023
last_verified: 2026-10-09
---

# Laurent Oshea

Mortgage Loan Officer at Loan Factory. NMLS ID 1034023 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1034023)).

**Summary:** Laurent Oshea (NMLS 1034023) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, Idaho, Louisiana, Michigan and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed. Earliest state license record: March 10, 2026 (Colorado), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 10, 2026 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), Idaho (ID, lender_reported), Louisiana (LA, lender_reported), Michigan (MI, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023

## About

Laurent is a seasoned mortgage executive with over 25 years of residential lending and financial services experience. As President of OCM Funding, he specializes in financing solutions for high-net-worth individuals, trust borrowers, and self-employed professionals, bringing a licensed attorney background to complex transactions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023, verified 2026-10-09.
- role: President of OCM Funding. Source: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023, verified 2026-10-09.
- role: Vice President of Lending at Guaranteed Rate. Source: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023, verified 2026-10-09.
- credential: licensed California attorney. Source: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150168 | active | confirmed | 2026-08-10 | state_regulator | 2026-10-09 |
| CO | state_license | 100544728 | active | confirmed | 2026-03-10 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1034023

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1034023
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=351485&contact=586459
- lender_site: https://www.loanfactory.com/mortgage-expert/laurent-oshea-1034023

Cite as: Laurent Oshea (NMLS 1034023), Loan Factory. LenDb.ai, https://lendb.ai/lo/laurent-o-shea-1034023, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._