---
canonical_url: https://lendb.ai/lo/laurie-smith-334022
json_url: https://lendb.ai/lo/laurie-smith-334022.json
nmls_id: 334022
last_verified: 2026-10-15
---

# Laurie Smith

Loan Officer at Residential Wholesale Mortgage, Inc., San Diego, CA. NMLS ID 334022 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/334022)).

**Summary:** Laurie Smith (NMLS 334022) is Loan Officer at Residential Wholesale Mortgage, Inc., based in San Diego, CA. Licensed in California, confirmed with the state regulator (license 00826598). Also lists Oregon on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed and Jumbo loan. States 22 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://rwmloans.com/laurie-smith/, verified 2026-10-15)
- Licensed in: California (CA, confirmed), Oregon (OR, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://rwmloans.com/laurie-smith/
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://rwmloans.com/laurie-smith/

## Facts from the lender page and intro

- years_experience: 22. Source: https://rwmloans.com/laurie-smith/, verified 2026-10-15.
- education: BA in Business Administration with emphasis in Marketing, San Diego State, 1982. Source: https://rwmloans.com/laurie-smith/, verified 2026-10-15.
- role: Past roles include branch manager, processor, underwriter and loan document typist. Source: https://rwmloans.com/laurie-smith/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | 00826598 | active | confirmed |  | state_regulator | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), San Diego, CA. Source: https://rwmloans.com/laurie-smith/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/334022

## Contact

- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/laurie-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/laurie-smith-334022#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/334022
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://rwmloans.com/laurie-smith/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Laurie Smith (NMLS 334022), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/laurie-smith-334022, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._