---
canonical_url: https://lendb.ai/lo/lawrence-bernal-36342
json_url: https://lendb.ai/lo/lawrence-bernal-36342.json
nmls_id: 36342
last_verified: 2026-10-15
---

# Lawrence Bernal

Loan officer at West Capital Lending, Inc.. NMLS ID 36342 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/36342)).

Lawrence Bernal (NMLS 36342) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida and Texas.

**Summary:** Lawrence Bernal (NMLS 36342) is a loan officer at West Capital Lending, Inc.. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: June 1, 2018 (Iowa), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Lawrence licensed in Florida?

Yes. Florida regulator records list license LO126451 as active, first effective February 29, 2024 (verified 2026-10-15). LenDb has 1 other state on file for Lawrence. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Lawrence work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Lawrence been licensed?

The earliest state license record LenDb holds for Lawrence is from June 1, 2018 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: June 1, 2018 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Lawrence G. Bernal (FL, IA, TX, as of 2026-10-19)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO126451 | active | confirmed | 2024-02-29 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2018-08-10 | state_regulator | 2026-10-13 |
| IA | Iowa regulator | state_license | 32380 | expired | confirmed | 2018-06-01 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/36342

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/36342
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://idob.iowa.gov/

Cite as: Lawrence Bernal (NMLS 36342), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/lawrence-bernal-36342, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._