---
canonical_url: https://lendb.ai/lo/lee-muthama-655625
json_url: https://lendb.ai/lo/lee-muthama-655625.json
nmls_id: 655625
last_verified: 2026-10-09
---

# Lee Muthama

Vice President Georgia Market Partner at First Citizens Bank, Powder Springs, GA. NMLS ID 655625 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/655625)).

**Summary:** Lee Muthama (NMLS 655625) is Vice President Georgia Market Partner at First Citizens Bank, based in Powder Springs, GA. Lists Georgia on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Construction loan, FHA loan, First-time buyer and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.36, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama
- **Construction loan** (`construction`): lender page, confidence 0.16, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama
- **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama

## About

Lee has over 20 years in financial services and specializes in guiding individuals and families through homeownership milestones with a transparent, relationship-focused approach.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 20. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Powder Springs, GA. Source: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/655625

## Contact

- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama
- Office phone and Email on file: shown at https://lendb.ai/lo/lee-muthama-655625#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/655625
- lender_site: https://bankers.firstcitizens.com/mortgage/ga/powder-springs/lee-muthama

Cite as: Lee Muthama (NMLS 655625), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/lee-muthama-655625, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._