---
canonical_url: https://lendb.ai/lo/lee-wapato-334501
json_url: https://lendb.ai/lo/lee-wapato-334501.json
nmls_id: 334501
last_verified: 2026-10-28
---

# Lee Wapato

Loan officer at OPTIMUM FIRST INC.. NMLS ID 334501 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/334501)).

Lee Wapato (NMLS 334501) is a mortgage loan officer at OPTIMUM FIRST INC., licensed in Illinois since 2017 and in Florida, Texas, California and Pennsylvania.

**Summary:** Lee Wapato (NMLS 334501) is a loan officer at OPTIMUM FIRST INC.. Licensed in 5 states confirmed with state regulators: Florida, Texas, California, Pennsylvania and Illinois. Earliest state license record: April 27, 2017 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Lee licensed in Florida?

Yes. Florida regulator records list license LO43828 as active, first effective May 30, 2017 (verified 2026-10-15). LenDb has 4 other states on file for Lee. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Lee work for?

OPTIMUM FIRST INC., company NMLS 240415, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Lee been licensed?

The earliest state license record LenDb holds for Lee is from April 27, 2017 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: April 27, 2017 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Lee M. Wapato (CA, FL, NY, PA, TX, as of 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Pennsylvania (PA, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO43828 | active | confirmed | 2017-05-30 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-01-04 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Real Estate | state_license | 01159792 | active | confirmed |  | state_regulator | 2026-10-24 |
| PA | Pennsylvania regulator | state_license | 102994 | active | confirmed |  | state_regulator | 2026-10-16 |
| IL | Illinois regulator | state_license | 31.0048095 | active | confirmed | 2017-04-27 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: OPTIMUM FIRST INC. (NMLS 240415). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/334501

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/334501
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Lee Wapato (NMLS 334501), OPTIMUM FIRST INC.. LenDb.ai, https://lendb.ai/lo/lee-wapato-334501, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
