--- canonical_url: https://lendb.ai/lo/lenae-vandegrift-649456 json_url: https://lendb.ai/lo/lenae-vandegrift-649456.json nmls_id: 649456 last_verified: 2026-10-09 --- # Lenae Vandegrift Branch Manager at American Pacific Mortgage, Thornton, CO. NMLS ID 649456 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/649456)). **Summary:** Lenae Vandegrift (NMLS 649456) is Branch Manager at American Pacific Mortgage, based in Thornton, CO. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists California, Michigan, New Mexico, Oklahoma, South Carolina, Texas, Wisconsin and Wyoming on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor, Self-employed, Condo and Down payment assistance. Licensed since 2016 (per Colorado records). Last verified 2026-10-09. ## At a glance - Licensed since 2016 (per Colorado records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), California (CA, lender_reported), Michigan (MI, lender_reported), New Mexico (NM, lender_reported), Oklahoma (OK, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Wisconsin (WI, lender_reported), Wyoming (WY, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **Condo** (`condo`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **FHA loan** (`fha`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **Jumbo loan** (`jumbo`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **USDA loan** (`usda`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift - **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.apmortgage.com/lenae-vandegrift ## About Lenae has been in mortgage lending since 2004 with expertise across conventional, jumbo, VA, FHA, USDA, condo financing and investment properties. She is Reverse Mortgage Certified and specializes in helping first-time homebuyers and self-employed borrowers. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 2004. Source: https://www.apmortgage.com/lenae-vandegrift, verified 2026-10-09. - service_area: Denver/Boulder area, Colorado. Source: https://www.apmortgage.com/lenae-vandegrift, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO99893 | active | confirmed | 2022-01-04 | state_regulator | 2026-10-09 | | CO | state_license | 100503110 | active | confirmed | 2016-06-27 | state_regulator | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: American Pacific Mortgage (NMLS 1850), Thornton, CO. Source: https://www.apmortgage.com/lenae-vandegrift, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/649456 ## Contact - View profile at American Pacific Mortgage: https://www.apmortgage.com/lenae-vandegrift - Office phone and Email on file: shown at https://lendb.ai/lo/lenae-vandegrift-649456#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/649456 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=181357&contact=395847 - lender_site: https://www.apmortgage.com/lenae-vandegrift Cite as: Lenae Vandegrift (NMLS 649456), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/lenae-vandegrift-649456, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._