---
canonical_url: https://lendb.ai/lo/leonardo-lubowicz-2782384
json_url: https://lendb.ai/lo/leonardo-lubowicz-2782384.json
nmls_id: 2782384
last_verified: 2026-10-09
---

# Leo Lubowicz

Mortgage Loan Officer at Loan Factory, Tampa, FL. NMLS ID 2782384 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782384)).

**Summary:** Leo Lubowicz (NMLS 2782384) is Mortgage Loan Officer at Loan Factory, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO143410). Also lists North Dakota on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), North Dakota (ND, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Leo is a Tampa-based mortgage professional serving all of Florida. Before entering mortgages, he was a licensed financial advisor and business owner, bringing a client-first consultative approach to home loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: all of Florida. Source: https://www.loanfactory.com/mortgage-expert/leo-lubowicz-2782384, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO143410 | active | confirmed | 2025-12-11 | state_regulator | 2026-10-09 |
| ND | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Tampa, FL. Source: https://www.loanfactory.com/mortgage-expert/leo-lubowicz-2782384, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782384

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/leo-lubowicz-2782384

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782384
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/leo-lubowicz-2782384

Cite as: Leo Lubowicz (NMLS 2782384), Loan Factory. LenDb.ai, https://lendb.ai/lo/leonardo-lubowicz-2782384, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._