---
canonical_url: https://lendb.ai/lo/leray-tate-172003
json_url: https://lendb.ai/lo/leray-tate-172003.json
nmls_id: 172003
last_verified: 2026-10-09
---

# Ray Tate

Loan Officer at Churchill Mortgage, Columbia, MD. NMLS ID 172003 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/172003)).

**Summary:** Ray Tate (NMLS 172003) is Loan Officer at Churchill Mortgage, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO2982). Also lists Colorado, District of Columbia, Maryland, North Carolina, Nebraska, Ohio and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2011 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2011 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Nebraska (NE, lender_reported), Ohio (OH, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Experienced mortgage professional with 20 years in the industry. Has background in small balance commercial lending and holds a Bachelor of Science in Marketing from University of Maryland.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor of Science in Marketing from University of Maryland. Source: https://www.churchillmortgage.com/loan-officers/ray-tate, verified 2026-10-09.
- credential: Small Balance Commercial Lending experience. Source: https://www.churchillmortgage.com/loan-officers/ray-tate, verified 2026-10-09.
- community: Board Member of Bridge Builder Foundation of Maryland and Omega Psi Phi Fraternity, Inc. Source: https://www.churchillmortgage.com/loan-officers/ray-tate, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO2982 | active | confirmed | 2011-03-01 | state_regulator | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Churchill Mortgage (NMLS 1591), Columbia, MD. Source: https://www.churchillmortgage.com/loan-officers/ray-tate, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/172003

## Contact

- View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/ray-tate
- Office phone and Email on file: shown at https://lendb.ai/lo/leray-tate-172003#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/172003
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.churchillmortgage.com/loan-officers/ray-tate

Cite as: Ray Tate (NMLS 172003), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/leray-tate-172003, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._