---
canonical_url: https://lendb.ai/lo/lesley-santini-38458
json_url: https://lendb.ai/lo/lesley-santini-38458.json
nmls_id: 38458
last_verified: 2026-10-15
---

# Lesley Santini Ryan

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Boston, MA. NMLS ID 38458 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38458)).

**Summary:** Lesley Santini Ryan (NMLS 38458) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Boston, MA. Licensed in Florida, confirmed with the state regulator (license LO63972). Also lists Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Earliest state license record: September 9, 2019 (Florida), per state regulator. States 23 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 9, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://www.grarate.com/loan-officers/lesley-santini-38458, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Lesley Santini Ryan has more than 23 years of mortgage experience, helping Massachusetts buyers and homeowners. They serve the MetroWest and Greater Boston markets and are a Certified Divorce Lending Professional (CDLP). Their page says they are licensed in Florida, New Hampshire and Maine.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 23. Source: https://www.grarate.com/loan-officers/lesley-santini-38458, verified 2026-10-15.
- credential: Certified Divorce Lending Professional (CDLP). Source: https://www.grarate.com/loan-officers/lesley-santini-38458, verified 2026-10-15.
- education: Undergraduate degree in Economics; Master's Degree in Real Estate Management. Source: https://www.grarate.com/loan-officers/lesley-santini-38458, verified 2026-10-15.
- role: Leads Team Santini. Source: https://www.grarate.com/loan-officers/lesley-santini-38458, verified 2026-10-15.
- service_area: MetroWest and Greater Boston markets. Source: https://www.grarate.com/loan-officers/lesley-santini-38458, verified 2026-10-15.
- other: Business partner with twin sister Lindsay Santini. Source: https://www.grarate.com/loan-officers/lesley-santini-38458, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO63972 | active | confirmed | 2019-09-09 | state_regulator | 2026-10-15 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Boston, MA. Source: https://www.grarate.com/loan-officers/lesley-santini-38458, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38458

## Contact

- linkedin_url: https://www.linkedin.com/in/lesley-santini-4401353/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/lesley-santini-38458
- Office phone and Email on file: shown at https://lendb.ai/lo/lesley-santini-38458#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38458
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/lesley-santini-38458
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Lesley Santini Ryan (NMLS 38458), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/lesley-santini-38458, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._