---
canonical_url: https://lendb.ai/lo/licildo-perez-cruz-2594120
json_url: https://lendb.ai/lo/licildo-perez-cruz-2594120.json
nmls_id: 2594120
last_verified: 2026-10-09
---

# Licildo Perez Cruz

Mortgage Loan Officer at Loan Factory, FL. NMLS ID 2594120 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2594120)).

**Summary:** Licildo Perez Cruz (NMLS 2594120) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO130412). Speaks English and Spanish. Earliest state license record: July 22, 2024 (Florida), per state regulator. States 6 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 22, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 6 (source: https://www.loanfactory.com/mortgage-expert/licildo-perez-cruz-2594120, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Licildo brings over six years of financial expertise to mortgage lending. With a background at OneMain Financial, he specializes in tailored solutions for first-time homebuyers and refinancing clients.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 6. Source: https://www.loanfactory.com/mortgage-expert/licildo-perez-cruz-2594120, verified 2026-10-09.
- role: worked at OneMain Financial. Source: https://www.loanfactory.com/mortgage-expert/licildo-perez-cruz-2594120, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO130412 | active | confirmed | 2024-07-22 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), FL. Source: https://www.loanfactory.com/mortgage-expert/licildo-perez-cruz-2594120, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2594120

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/licildo-perez-cruz-2594120

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2594120
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/licildo-perez-cruz-2594120

Cite as: Licildo Perez Cruz (NMLS 2594120), Loan Factory. LenDb.ai, https://lendb.ai/lo/licildo-perez-cruz-2594120, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._