---
canonical_url: https://lendb.ai/lo/liliana-giraldo-484915
json_url: https://lendb.ai/lo/liliana-giraldo-484915.json
nmls_id: 484915
last_verified: 2026-10-16
---

# Liliana Giraldo

Senior Loan Officer at Quontic Bank. NMLS ID 484915 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/484915)).

Liliana Giraldo (NMLS 484915) is a Senior Loan Officer at Quontic Bank. Liliana's focus, from their own profile, includes refinance, and Liliana speaks English and Spanish.

**Summary:** Liliana Giraldo (NMLS 484915) is Senior Loan Officer at Quontic Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Refinance. Speaks English and Spanish. Last verified 2026-10-16.

## Quick answers

### Is Liliana licensed?

Liliana works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Liliana list refinance as a focus?

Liliana's profile lists refinance as a focus (from their lender profile page). Source: https://www.quontic.com/help/loan-officers/liliana-giraldo/.

### What lender does Liliana work for?

Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/liliana-giraldo/.

### What languages does Liliana speak?

English and Spanish, per their lender page (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/liliana-giraldo/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Refinance** (`refinance`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/liliana-giraldo/

## About

Liliana Giraldo is a Senior Loan Officer at Quontic Bank's Astoria headquarters. They state a focus on purchase and refinance financing for residential and commercial property. They are fluent in English and Spanish.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- other: Attends educational conferences and training workshops to better serve clients. Source: https://www.quontic.com/help/loan-officers/liliana-giraldo/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Quontic Bank (NMLS 403503). Source: https://www.quontic.com/help/loan-officers/liliana-giraldo/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/484915

## Contact

- linkedin_url: https://www.linkedin.com/in/liliana-giraldo-0ba962a6 (source: lender_site, verified 2026-10-16)
- View profile at Quontic Bank: https://www.quontic.com/help/loan-officers/liliana-giraldo/
- Office phone and Email on file: shown at https://lendb.ai/lo/liliana-giraldo-484915#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/484915
- lender_site: https://www.quontic.com/help/loan-officers/liliana-giraldo/

Cite as: Liliana Giraldo (NMLS 484915), Quontic Bank. LenDb.ai, https://lendb.ai/lo/liliana-giraldo-484915, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._