---
canonical_url: https://lendb.ai/lo/lina-nguyen-2861578
json_url: https://lendb.ai/lo/lina-nguyen-2861578.json
nmls_id: 2861578
last_verified: 2026-10-28
---

# Lina Nguyen

Loan officer at OPTIMUM FIRST INC.. NMLS ID 2861578 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2861578)).

Lina Nguyen (NMLS 2861578) is a mortgage loan officer at OPTIMUM FIRST INC., licensed in Illinois since 2026 and in California.

**Summary:** Lina Nguyen (NMLS 2861578) is a loan officer at OPTIMUM FIRST INC.. Licensed in 2 states confirmed with state regulators: California and Illinois. Earliest state license record: October 2, 2026 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Lina licensed in California?

Yes. California regulator records list license 02445897 as active (verified 2026-10-24). LenDb has 1 other state on file for Lina. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Lina work for?

OPTIMUM FIRST INC., company NMLS 240415, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Lina been licensed?

The earliest state license record LenDb holds for Lina is from October 2, 2026 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: October 2, 2026 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DRE, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Real Estate | state_license | 02445897 | active | confirmed |  | state_regulator | 2026-10-24 |
| IL | Illinois regulator | state_license | 31.0096453 | active | confirmed | 2026-10-02 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: OPTIMUM FIRST INC. (NMLS 240415). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2861578

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2861578
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Lina Nguyen (NMLS 2861578), OPTIMUM FIRST INC.. LenDb.ai, https://lendb.ai/lo/lina-nguyen-2861578, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._