---
canonical_url: https://lendb.ai/lo/lindsay-moran-40411
json_url: https://lendb.ai/lo/lindsay-moran-40411.json
nmls_id: 40411
last_verified: 2026-10-15
---

# Lindsay Moran

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Boston, MA. NMLS ID 40411 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/40411)).

**Summary:** Lindsay Moran (NMLS 40411) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Boston, MA. Lists Florida, Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: HELOC, Jumbo loan, Non-QM loan, First-time buyer and Real estate investor. States 22 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://www.grarate.com/loan-officers/lindsay-santini-40411, verified 2026-10-15)
- Licensed in: Florida (FL, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **HELOC** (`heloc`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411
- **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.52, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411

## About

Lindsay Moran has 22 years in mortgage lending, including time as First Vice President of Residential Mortgage at Wellesley Bank. They focus on jumbo, non-QM, HELOC and investor loans across MA, NH, ME and FL.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 22. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411, verified 2026-10-15.
- role: First Vice President of Residential Mortgage and Bank Officer at Wellesley Bank. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411, verified 2026-10-15.
- other: top originator at Wellesley Bank, around $100 million annually. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411, verified 2026-10-15.
- other: helped over 2,000 clients. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411, verified 2026-10-15.
- community: Winchester community sports, school activities and local events. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Boston, MA. Source: https://www.grarate.com/loan-officers/lindsay-santini-40411, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/40411

## Contact

- linkedin_url: https://www.linkedin.com/in/lindsay-santini-1a11353 (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/lindsay-santini-40411
- Office phone and Email on file: shown at https://lendb.ai/lo/lindsay-moran-40411#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/40411
- lender_site: https://www.grarate.com/loan-officers/lindsay-santini-40411
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Lindsay Moran (NMLS 40411), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/lindsay-moran-40411, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._