---
canonical_url: https://lendb.ai/lo/lisa-giacomini-290781
json_url: https://lendb.ai/lo/lisa-giacomini-290781.json
nmls_id: 290781
last_verified: 2026-10-15
---

# Lisa Giacomini

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Carlsbad, CA. NMLS ID 290781 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290781)).

**Summary:** Lisa Giacomini (NMLS 290781) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Carlsbad, CA. Focus areas shown on the lender page: Real estate investor, VA loan and First-time buyer. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.grarate.com/loan-officers/lisa-giacomini-290781, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Real estate investor** (`investor`): from their lender profile page, confidence 0.52, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lisa-giacomini-290781
- **VA loan** (`va`): from their lender profile page, confidence 0.34, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lisa-giacomini-290781
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.19, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/lisa-giacomini-290781

## About

Lisa focuses on first-time buyers, move-up buyers, investors and veterans in Carlsbad, Oceanside, Encinitas, Vista, Escondido and San Diego. Lisa has over 20 years in the business.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.grarate.com/loan-officers/lisa-giacomini-290781, verified 2026-10-15.
- service_area: Carlsbad, Oceanside, Encinitas, Vista, Escondido, and San Diego. Source: https://www.grarate.com/loan-officers/lisa-giacomini-290781, verified 2026-10-15.
- community: Carlsbad Rotary Club, long-time member. Source: https://www.grarate.com/loan-officers/lisa-giacomini-290781, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Carlsbad, CA. Source: https://www.grarate.com/loan-officers/lisa-giacomini-290781, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290781

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/lisa-giacomini-290781
- Office phone and Email on file: shown at https://lendb.ai/lo/lisa-giacomini-290781#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290781
- lender_site: https://www.grarate.com/loan-officers/lisa-giacomini-290781
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Lisa Giacomini (NMLS 290781), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/lisa-giacomini-290781, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._