---
canonical_url: https://lendb.ai/lo/lisa-nichols-193453
json_url: https://lendb.ai/lo/lisa-nichols-193453.json
nmls_id: 193453
last_verified: 2026-10-09
---

# Lisa Nichols

SVP | Sales Manager, Sr. Loan Officer at Atlantic Coast Mortgage, VA. NMLS ID 193453 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/193453)).

**Summary:** Lisa Nichols (NMLS 193453) is SVP | Sales Manager, Sr. Loan Officer at Atlantic Coast Mortgage, based in Virginia. Licensed in Florida, confirmed with the state regulator (license LO42046). Also lists District of Columbia, Maryland, North Carolina, New Jersey, South Carolina, Texas and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2017 (per Florida records). States 23 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 23 (source: https://www.atlanticcoastmortgage.com/lo/lisa-nichols/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Elite, top-producing Senior Loan Officer with over 23 years of experience. Lisa leads The Nichols Group, committed to providing exceptional customer service and diverse loan options while helping clients navigate homeownership milestones.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 23. Source: https://www.atlanticcoastmortgage.com/lo/lisa-nichols/, verified 2026-10-09.
- credential: Scotsman Guide Top Originator (2019-2026), Top Women Originator (2021-2026), Washingtonian Elite Producer (2021-2026), NAMMBA Top 100 Originator (2022). Source: https://www.atlanticcoastmortgage.com/lo/lisa-nichols/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO42046 | active | confirmed | 2017-04-05 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Atlantic Coast Mortgage (NMLS 643114), VA. Source: https://www.atlanticcoastmortgage.com/lo/lisa-nichols/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/193453

## Contact

- linkedin_url: https://www.linkedin.com/in/nicholslendingteamlisa/ (source: lender_site, verified 2026-10-09)
- View profile at Atlantic Coast Mortgage: https://www.atlanticcoastmortgage.com/lo/lisa-nichols/
- Office phone on file: shown at https://lendb.ai/lo/lisa-nichols-193453#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/193453
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.atlanticcoastmortgage.com/lo/lisa-nichols/

Cite as: Lisa Nichols (NMLS 193453), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/lisa-nichols-193453, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._