---
canonical_url: https://lendb.ai/lo/lisa-o-guin-187853
json_url: https://lendb.ai/lo/lisa-o-guin-187853.json
nmls_id: 187853
last_verified: 2026-10-09
---

# Lisa O'Guin

Originating Branch Manager at CrossCountry Mortgage, Lebanon, TN. NMLS ID 187853 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/187853)).

**Summary:** Lisa O'Guin (NMLS 187853) is Originating Branch Manager at CrossCountry Mortgage, based in Lebanon, TN. Licensed in Florida, confirmed with the state regulator (license LO124475). Also lists Indiana, Kentucky, North Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: November 29, 2023 (Florida), per state regulator. States 27 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 29, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 27 (source: https://crosscountrymortgage.com/lebanon-tn-4682/charlese-oguin/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/lebanon-tn-4682/charlese-oguin/

## About

Lisa has 27 years in the mortgage industry and is passionate about helping clients navigate homeownership. As branch manager of the Nashville branch, she specializes in VA, FHA, USDA, jumbo and construction-to-permanent loans with clear communication and educational approach.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 27. Source: https://crosscountrymortgage.com/lebanon-tn-4682/charlese-oguin/, verified 2026-10-09.
- service_area: Lebanon, TN / Wilson County. Source: https://crosscountrymortgage.com/lebanon-tn-4682/charlese-oguin/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO124475 | active | confirmed | 2023-11-29 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Lebanon, TN. Source: https://crosscountrymortgage.com/lebanon-tn-4682/charlese-oguin/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/187853

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/lebanon-tn-4682/charlese-oguin/
- Email on file: shown at https://lendb.ai/lo/lisa-o-guin-187853#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/187853
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/lebanon-tn-4682/charlese-oguin/

Cite as: Lisa O'Guin (NMLS 187853), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/lisa-o-guin-187853, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._