---
canonical_url: https://lendb.ai/lo/lisa-zambelli-martorana-13055
json_url: https://lendb.ai/lo/lisa-zambelli-martorana-13055.json
nmls_id: 13055
last_verified: 2026-10-15
---

# Lisa Zambelli

Loan Officer at Cliffco, Inc., Bayshore, NY. NMLS ID 13055 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/13055)).

Lisa Zambelli (NMLS 13055) is a Loan Officer at Cliffco, Inc. in Bayshore, New York, licensed in New York. Lisa works at an FHA-approved lender, per HUD.

**Summary:** Lisa Zambelli (NMLS 13055) is Loan Officer at Cliffco, Inc., based in Bayshore, NY. Licensed in New York, confirmed with the state regulator. States 20 years of experience. Last verified 2026-10-15.

## Quick answers

### Is Lisa licensed in New York?

Yes. New York regulator records list a license as active (verified 2026-10-14). Source: https://www.dfs.ny.gov/.

### What lender does Lisa work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, from the Bayshore, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/lisa-zambelli/.

### How much experience does Lisa have?

Lisa states 20 years of experience. Source: https://cliffcomortgage.com/lisa-zambelli/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://cliffcomortgage.com/lisa-zambelli/, verified 2026-10-15)
- Also licensed as (state regulator records, same NMLS ID): Lisa Zambelli-Martorana (NY, as of 2026-10-13)
- Licensed in: New York (NY, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 20. Source: https://cliffcomortgage.com/lisa-zambelli/, verified 2026-10-15.
- service_area: Nassau and Suffolk County, Long Island. Source: https://cliffcomortgage.com/lisa-zambelli/, verified 2026-10-15.
- role: leads a team alongside her daughters, who are also loan officers. Source: https://cliffcomortgage.com/lisa-zambelli/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328), Bayshore, NY. Source: https://cliffcomortgage.com/lisa-zambelli/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/13055

## Contact

- View profile at Cliffco, Inc.: https://cliffcomortgage.com/lisa-zambelli/
- Office phone and Email on file: shown at https://lendb.ai/lo/lisa-zambelli-martorana-13055#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/13055
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://cliffcomortgage.com/lisa-zambelli/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Lisa Zambelli (NMLS 13055), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/lisa-zambelli-martorana-13055, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._