---
canonical_url: https://lendb.ai/lo/liz-olvera-19207
json_url: https://lendb.ai/lo/liz-olvera-19207.json
nmls_id: 19207
last_verified: 2026-10-15
---

# Liz Olvera

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Pasadena, CA. NMLS ID 19207 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19207)).

**Summary:** Liz Olvera (NMLS 19207) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Pasadena, CA. Focus areas shown on the lender page: First-time buyer, Real estate investor, Reverse mortgage, Self-employed and Renovation loan (203k / HomeStyle). Speaks Spanish. States 15 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.grarate.com/loan-officers/liz-olvera-19207, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/liz-olvera-19207
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/liz-olvera-19207
- **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/liz-olvera-19207
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/liz-olvera-19207
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/liz-olvera-19207

## About

Serves homebuyers across Los Angeles and Ventura Counties with 15 years of industry experience, focusing on first-time buyers, self-employed borrowers, and investors. Fluent in Spanish.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.grarate.com/loan-officers/liz-olvera-19207, verified 2026-10-15.
- service_area: Los Angeles County and Ventura County. Source: https://www.grarate.com/loan-officers/liz-olvera-19207, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Pasadena, CA. Source: https://www.grarate.com/loan-officers/liz-olvera-19207, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19207

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/liz-olvera-19207
- Office phone and Email on file: shown at https://lendb.ai/lo/liz-olvera-19207#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/19207
- lender_site: https://www.grarate.com/loan-officers/liz-olvera-19207
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Liz Olvera (NMLS 19207), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/liz-olvera-19207, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._