---
canonical_url: https://lendb.ai/lo/liz-terwilliger-137587
json_url: https://lendb.ai/lo/liz-terwilliger-137587.json
nmls_id: 137587
last_verified: 2026-10-09
---

# Liz Terwilliger

Branch Manager at Union Home Mortgage, Perrysburg, OH. NMLS ID 137587 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137587)).

**Summary:** Liz Terwilliger (NMLS 137587) is Branch Manager at Union Home Mortgage, based in Perrysburg, OH. Licensed in Florida, confirmed with the state regulator (license LO104500). Also lists Michigan and Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: March 21, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 21, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/liz-terwilliger/

## About

Liz has been in the mortgage industry since 2002 and is dedicated to helping first-time buyers and those upgrading homes navigate the loan process with clarity.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2002. Source: https://www.uhm.com/loan-officers/liz-terwilliger/, verified 2026-10-09.
- service_area: Perrysburg, Ohio. Source: https://www.uhm.com/loan-officers/liz-terwilliger/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO104500 | active | confirmed | 2022-03-21 | state_regulator | 2026-10-09 |
| MI | state_license | 137587 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | MLO.002904.001 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Perrysburg, OH. Source: https://www.uhm.com/loan-officers/liz-terwilliger/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137587

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/liz-terwilliger/
- Office phone and Email on file: shown at https://lendb.ai/lo/liz-terwilliger-137587#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137587
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/liz-terwilliger/

Cite as: Liz Terwilliger (NMLS 137587), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/liz-terwilliger-137587, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._