---
canonical_url: https://lendb.ai/lo/lizeth-garzon-1203718
json_url: https://lendb.ai/lo/lizeth-garzon-1203718.json
nmls_id: 1203718
last_verified: 2026-10-16
---

# Liz Garzon

Mortgage Banker at The Federal Savings Bank. NMLS ID 1203718 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1203718)).

**Summary:** Liz Garzon (NMLS 1203718) is Mortgage Banker at The Federal Savings Bank. Licensed in Florida, confirmed with the state regulator (license LO113474). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). Earliest state license record: September 22, 2022 (Florida), per state regulator. States 10 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: September 22, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://www.thefederalsavingsbank.com/bankers/liz-garzon/, verified 2026-10-16)
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: The Federal Savings Bank's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/

## About

Liz Garzon has more than 10 years in residential lending and is fluent in English and Spanish. They say they specialize in FHA, VA, Conventional and Jumbo loan programs. Outside of work they enjoy traveling, reading and dancing.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 10. Source: https://www.thefederalsavingsbank.com/bankers/liz-garzon/, verified 2026-10-16.
- role: Loan processing background. Source: https://www.thefederalsavingsbank.com/bankers/liz-garzon/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO113474 | active | confirmed | 2022-09-22 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/liz-garzon-2/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1203718

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/liz-garzon-2/
- Office phone and Email on file: shown at https://lendb.ai/lo/lizeth-garzon-1203718#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1203718
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.thefederalsavingsbank.com/bankers/liz-garzon-2/
- lender_site (lender programs): https://www.thefederalsavingsbank.com/

Cite as: Liz Garzon (NMLS 1203718), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/lizeth-garzon-1203718, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._