{
  "canonical_url": "https://lendb.ai/lo/lluvia-quintana-2067163",
  "lede": {
    "text": "Lluvia Quintana, NMLS 2067163, works as a Loan Officer at Belem Servicing LLC in St. George, Utah, serving Utah. Lluvia's lender page shows a focus on first-time buyer and FHA loan, and Lluvia speaks English and Spanish and works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties",
      "languages",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Lluvia licensed in Utah?",
      "a": "Belem Servicing LLC's page for Lluvia lists Utah. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "Does Lluvia list first-time buyer as a focus?",
      "a": "Lluvia's profile lists first-time buyer as a focus (from their lender profile page). It also lists FHA loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Lluvia work for, and is it FHA-approved?",
      "a": "Belem Servicing LLC, company NMLS 715386, from the St. George, UT office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What languages does Lluvia speak?",
      "a": "English and Spanish, per their lender page (verified 2026-10-26).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2067163,
    "slug": "lluvia-quintana-2067163",
    "canonical_url": "https://lendb.ai/lo/lluvia-quintana-2067163",
    "md_url": "https://lendb.ai/lo/lluvia-quintana-2067163.md",
    "json_url": "https://lendb.ai/lo/lluvia-quintana-2067163.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2067163",
    "full_name": {
      "value": "Lluvia Quintana",
      "source": "lender_site",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Lluvia",
    "last_name": "Quintana",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 715386,
      "lender_name": "Belem Servicing LLC",
      "lender_slug": "belem-servicing-llc-715386",
      "branch_city": "St. George",
      "branch_state": "UT",
      "branch_zip": "84770",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 715386,
        "lender_name": "Belem Servicing LLC",
        "lender_slug": "belem-servicing-llc-715386",
        "branch_city": "St. George",
        "branch_state": "UT",
        "branch_zip": "84770",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2021",
        "source": "lender_site",
        "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "serves the Hispanic community",
        "source": "lender_site",
        "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 09:23:22.479301+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/lluvia-quintana-2067163#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://patriothomemortgage.com/mortgage-officer/lluvia-quintana/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}